Life Care Planning
Whether you are preparing to retire or you are suddenly faced with an illness and need to ensure your assets will last, you could use a life plan. Too often, we talk about planning for death; instead, your goal should be planning for your life. Some of the challenges you should be prepared for include: [..]
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Asset Protection
When you are planning ahead for retirement, Medicaid, long-term care and other life-changing events, one consideration is how you preserve your assets for your loved ones. Asset protection cannot start after you need benefits, the sooner you start advance planning, the better. Since there are financial limits that impact your eligibility for certain benefits, the [..]
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Medicaid Planning
One of the most common mistakes people make is applying for Medicaid just before they are eligible. In fact, for many Medicaid is the only way to plan for long-term care expenses. To qualify for Medicaid, you must pass a means test; this may require advance planning in order to preserve some of your assets [..]
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Veterans Benefits
Benefits that are administered by the Department of Veterans Affairs (VA) include pensions, health benefits, long-term care benefits and more. There are benefits that are available to those veterans and in some cases, surviving spouses that you may need assistance applying for. We can help you determine eligibility and help you incorporate those benefits into [..]
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Special Needs Planning
When you have responsibility for a family member who is unable to care for themselves due to physical or developmental disabilities, it is imperative you plan ahead for their needs. This person may be an adult child, a parent or grandparent or a spouse. What happens should you become unable to care for them? Do [..]
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Trusts, Wills and Powers of Attorney
It is important to prepare for the time when you may be unable to care for your own needs due to an accident or illness. This means you need to have someone you trust making decisions on your behalf. Who will pay your bills if you are unable to do so? Do you want to [..]